Most senior citizens with existing life insurance can qualify to participate in the Real.Life.Exhange. program that allows insureds to use their policy to fund as an even exchange their purchase of time shares, fractional home ownership, property or almost any other item that you have always dreamed of having. 

Here are the basic guidelines that we use to determine eligibility:

• Minimum Age:  65
• Life Expectancy:  Up to 20 years without a life threatening or terminal illness
• Policy Size:  All policies over $100,000 will be considered
• Policy Types:  Universal, Whole Life, Variable Universal, Term, and Convertible
• Policies from US-based carriers rated ‘A-’ or better by an insurance rating agency
• All policies must have been in force for a minimum of two years